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Share Rates

Share Rates $100 minimum investment
*Annual Percentage Yield is accurate as of June 26, 2014. These rates may change at any time without prior notice.
A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.

Account Type Dividend Rate Annual Percentage Yield
Regular Share Account*
  • Minimum Balance to Earn Stated APY: $100
  • Account Transfer Limitations Apply
0.25% 0.25%
Christmas Club Account*
  • Withdrawal Penalty is $10.00 per transaction
0.25% 0.25%
Regular Share Draft Account*
  • Minimum Balance required to earn stated APY: $300
0.15% 0.15%
*Dividends compounded and credited quarterly. Balance Method: Average Daily Balance.

Share Certificate (Compounding) Account*
Minimum Opening Deposit $1,500
Dividends Compounded Quarterly
Dividends Credited Quarterly
Dividend Period Calendar Quarter
Terms
Dividend Rate
Annual Percentage Yield
6 months
0.45%
0.45%
1 Year
0.65%
0.65%
2 Year
0.85%
0.85%
Share Certificate (Non-compounding) Account*
Minimum Opening Deposit $1,500
Dividends Compounded Quarterly
Dividends Credited Quarterly
Dividend Period Calendar Quarter
Terms
Dividend Rate
Annual Percentage Yield
6 months
0.45%
0.45%
1 Year
0.65%
0.65%
2 Year
0.85%
0.85%

*Annual Percentage Yield is accurate as of June 26, 2014. These rates may change at any time without prior notice. After your certificate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.

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Main Office
100 Flint Ave.
Albany, GA 31701
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