FACTS
WHAT DOES ARTESIAN CITY FEDEAL CREDIT UNION
DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal Law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security Number and Address
- Income and Account Balances
- Credit History and Payment History
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Artesian City FCU chooses to share; and whether you can limit this sharing.
| Reasons we can share your person information. | Does Artesian City FCU share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes- to offer our products and services to you. | No | No |
| For joint marketing with other financial companies. | No | Yes |
| For our affiliates’ everyday business purposes-information about your transactions and experiences. | Yes | No |
| For our affiliates’ everyday business purposes-information about your creditworthiness. | No | No |
| For our affiliates to market to you | Yes | Yes |
| For non-affiliates to market to you | Yes | No |
Questions?
Call 229-436-0869 or go to artesianfcu.org
Who we are
Who is providing this notice?
Artesian City Federal Credit Union
What we do
How does Artesian City FCU protect my information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and building.
How does Artesian City FCU collect my information?
We collect your personal information, for example, when you:
- Open an account or deposit money
- Pay your bills or apply for a loan
- Use your debit card
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
- Sharing for affiliates’ everyday business purposes-information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies.
- CUNA Mutual Group, Inc.
Non-Affiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.
- American Income Life, Inc.
Joint Marketing
A formal agreement between non-affiliated financial companies that together market financial products and services to you.
- None