Effective January 13, 2021. Rates subject to change without notice. Credit and other conditions apply.
Rates may vary based on individual creditworthiness.

Loan Rates

Term APR
0 – 60 Months 5.50% – 15.50%
61+ Months 6.00% – 16.75%

*Term options vary according to age of vehicle

Term APR
0 – 60 Months 6.75% – 16.75%
61+ Months 7.25% – 17.25%

*Term options vary according to age of vehicle

Loan amount limits based on MSRP or NADA retail value and determined by creditworthiness of the borrower. See loan limit schedule.

Loan Amount Term Base Rate
Up to $5,000.00 36 Months 8.00%
$5,001.00 to $15,000.00 60 Months 8.00%
$15,001.00 to $30,000.00 72 Months 8.00%
Over $30,000.00 120 Months 8.00%

Terms may be extended no more than 12 months on new and up to 2 year old boats and campers. However, no term shall exceed 120 months.

*Term options available based upon amount financed

Loan amount limits based on MSRP or NADA retail value and determined by creditworthiness of the borrower. See loan limit schedule.

Loan Amount Term Base Rate
Up to $10,000.00 48 Months 7.50%
$10,001.00 to $15,000.00 60 Months 7.50%
Over $15,000.00 72 Months 8.50%

*Term options available based upon amount financed

Loan amount limits based on MSRP or NADA retail value and determined by creditworthiness of the borrower. See loan limit schedule.

New ATVs, RTVs, & PWC Term Base Rate
Up to $10,000.00 48 Months 8.50%
$10,001.00 to $15,000.00 60 Months* 8.50%
Over $15,000.00 72 Months** 8.50%

*Term options vary according to age of collateral

Loan Amount Term Base Rate
Up to $1,000.00 12 Months 10.25%
$1,001.00 to $2,500.00 24 Months 10.25%
$2,501.00 to $4,000.00 36 Months 10.25%
$4,001.00 to $6,000.00 48 Months 10.25%
Over $6,000.00 60 Months 10.25%

*Term options vary according to age of collateral

*Term options available based upon amount financed

Type of Loan Rate
Signature Unsecured Loan 9.00% – 28.00%
Unsecured Line of Credit 9.25%
Share Secured Loans Share Yield +2.00%
Certificate Secured Loans Certificate Yield +2.00%
1st Mortgage

Term APR
0 – 60 Months 5.50%
61 – 180 Months 6.00%
181 – 300 Months 6.25%

2nd Mortgage

Term APR
0 – 60 Months 7.50%
61 – 180 Months 8.00%
181 – 240 Months 9.25%

*Term options available based upon amount financed

*The Annual Percentage Rate (APR) for share secured advances is subject to change on the 1st day of each calendar quarter at 2% above the current declared share dividend rate. If there is an existing balance on the date of the new advance, the existing balance will be added to the new advance and the entire balance will be at the new APR. Any increase in the APR will take the form of more payments of the same amount until what you owe has been repaid.

Terms and Conditions subject to change without notice.

CONTACT US

Phone: (229) 436-0869
Fax: (229) 888-3828
Email: services@artesianfcu.org

Main Office
100 Flint Avenue | Map It
Albany, GA 31701

ATM Cards
Lost/Stolen: (800) 500-1044

ARTE, 24 Hour Audio Response
Phone: (229) 436-9161

Lost/Stolen Credit/Debit Card
Phone: (229) 436-0869
Fax: (229) 888-3828

Branch Hours
Mon - Tues: 8:30 a.m. - 4:30 p.m.
Wed: 8:30 a.m. - 1:00 p.m.
Thurs: 8:30 a.m. - 4:30 p.m.
Fri: 8:30 a.m. - 5:00 p.m.
Sat - Sun: Closed

Testimonials

Always friendly and helpful.

Always friendly and helpful. Enjoy doing business with Artesian. Have been banking with them since 1990.

Sandy LeMay

Artesian City FCU
5
2020-07-28T17:38:34-04:00

Sandy LeMay

Always friendly and helpful. Enjoy doing business with Artesian. Have been banking with them since 1990.

Thanks Artesian for treating my wife great after all these years!

My wife is a member of Artesian and she's been them for 25 years and never had a problem with them, and as for me I like them myself, so if you want to do business with them I suggest that you go by there and give them a try you might join them, Thanks Artesian for treating my wife great after all these years Thank You.

Arthaniel King

Artesian City FCU
5
2020-07-28T17:39:03-04:00

Arthaniel King

My wife is a member of Artesian and she's been them for 25 years and never had a problem with them, and as for me I like them myself, so if you want to do business with them I suggest that you go by there and give them a try you might join them, Thanks Artesian for treating my wife great after all these years Thank You.

Very nice staff

Very nice staff..They know each customer by name....love it

Ashley Royster

Artesian City FCU
5
2021-08-12T19:26:21-04:00

Ashley Royster

Very nice staff..They know each customer by name....love it

It’s a small, family type atmosphere that I really like.

I've been a member for decades and they've always been there when I needed them. It's a small, family type atmosphere that I really like.

Ima Stuckhere

Artesian City FCU
5
2020-07-28T17:36:26-04:00

Ima Stuckhere

I've been a member for decades and they've always been there when I needed them. It's a small, family type atmosphere that I really like.

Excellent Staff!

Excellent service, Excellent Staff!

Chekeythla Harris-Streeter

Artesian City FCU
5
2021-08-12T19:26:52-04:00

Chekeythla Harris-Streeter

Excellent service, Excellent Staff!
5
5
Artesian City FCU

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