YOUR AUTO INSURANCE DOES NOT COVER EVERYTHING

In the event your vehicle is deemed a total loss due to an accident or theft, your auto insurance policy will usually cover only the actual cash value or market value of your vehicle less a deductible. This settlement could be significantly less than the amount you owe to your lender or leasing company. The final result is a financial GAP where you must make up the difference, which could mean thousands of dollars out of your pocket.

PROTECTION THROUGH GUARANTEED AUTO PROTECTION PLUS

Guaranteed Auto Protection Plus Protects individuals who finance a new or used vehicle from the financial GAP.

In the current market, during the first few years that you own your vehicle, your loan/lease balance can be higher than the actual value of your vehicle, as a result of depreciation. As your vehicle’s value declines, your loan/lease balance may decline more slowly, resulting in a financial gap. If your vehicle were stolen or totaled in an accident, you would be liable to pay the difference between your insurance settlement and your outstanding loan/lease balance.

Guaranteed Auto Protection Plus covers the difference between the actual cash value of your vehicle and the loan/lease balance, less delinquent payments, late charges, refundable service warranty contracts and other insurance-related charges.

Guaranteed Auto Protection Plus will even cover your auto insurance deductible of $500 or $1,000. The actual amount depends on your credit union’s program limits. Ask your lender/loan officer for details.

Guaranteed Auto Protection Plus is a loan/lease deficiency waiver and is not offered as insurance coverage.

The purchase of Guaranteed Auto Protection Plus is voluntary and cannot be required as a condition of credit approval.

Insurance and Warranty products are not products of the Credit Union; and are not obligations of or guaranteed by the Credit Union. Insurance or warranties may be purchased from an agent or an insurance company of the Member’s choice; and Credit Union makes no representations as to the services of any provider.

CONTACT US

Phone: (229) 436-0869
Fax: (229) 888-3828
Email: services@artesianfcu.org

Main Office
100 Flint Avenue | Map It
Albany, GA 31701

ATM Cards
Lost/Stolen: (800) 500-1044

ARTE, 24 Hour Audio Response
Phone: (229) 436-9161

Lost/Stolen Credit/Debit Card
Phone: (229) 436-0869
Fax: (229) 888-3828

Branch Hours
Mon - Tues: 8:30 a.m. - 4:30 p.m.
Wed: 8:30 a.m. - 1:00 p.m.
Thurs: 8:30 a.m. - 4:30 p.m.
Fri: 8:30 a.m. - 5:00 p.m.
Sat - Sun: Closed

Testimonials

Thanks Artesian for treating my wife great after all these years!

My wife is a member of Artesian and she's been them for 25 years and never had a problem with them, and as for me I like them myself, so if you want to do business with them I suggest that you go by there and give them a try you might join them, Thanks Artesian for treating my wife great after all these years Thank You.

Arthaniel King

Artesian City FCU
5
2020-07-28T17:39:03-04:00

Arthaniel King

My wife is a member of Artesian and she's been them for 25 years and never had a problem with them, and as for me I like them myself, so if you want to do business with them I suggest that you go by there and give them a try you might join them, Thanks Artesian for treating my wife great after all these years Thank You.

Always friendly and helpful.

Always friendly and helpful. Enjoy doing business with Artesian. Have been banking with them since 1990.

Sandy LeMay

Artesian City FCU
5
2020-07-28T17:38:34-04:00

Sandy LeMay

Always friendly and helpful. Enjoy doing business with Artesian. Have been banking with them since 1990.

It’s a small, family type atmosphere that I really like.

I've been a member for decades and they've always been there when I needed them. It's a small, family type atmosphere that I really like.

Ima Stuckhere

Artesian City FCU
5
2020-07-28T17:36:26-04:00

Ima Stuckhere

I've been a member for decades and they've always been there when I needed them. It's a small, family type atmosphere that I really like.

Excellent Staff!

Excellent service, Excellent Staff!

Chekeythla Harris-Streeter

Artesian City FCU
5
2021-08-12T19:26:52-04:00

Chekeythla Harris-Streeter

Excellent service, Excellent Staff!

Very nice staff

Very nice staff..They know each customer by name....love it

Ashley Royster

Artesian City FCU
5
2021-08-12T19:26:21-04:00

Ashley Royster

Very nice staff..They know each customer by name....love it
5
5
Artesian City FCU

Get in touch with us today!