APR refers to the annual percentage rate or the dividend rate.
APY refers to the annual percentage yield.

Loan Rates

Rates as of May 22, 2020

Term Payment Description APR APR Type
36 Months Monthly 2.990% Fixed
48 Months Monthly 2.990% Fixed
60 Months Monthly 3.000% above dividend rate Fixed
72 Months Monthly 3.000% above dividend rate Fixed
84 Months Monthly 3.000% above dividend rate Fixed
120 Months Monthly 3.000% above dividend rate Fixed

Term Payment Description APR APR Type
24 Months Monthly 2.990% – 12.500% Fixed
36 Months Monthly 2.990% – 12.500% Fixed
48 Months Monthly 2.990% – 12.500% Fixed
60 Months Monthly 3.290% – 12.990% Fixed

Term Payment Description APR APR Type
72 Months Monthly 3.990% – 13.240% Fixed

Term Payment Description APR APR Type
84 Months Monthly 4.990% – 13.500% Fixed

Term Payment Description APR APR Type
24 Months Monthly 2.990% – 13.490% Fixed
36 Months Monthly 2.990% – 13.490% Fixed
48 Months Monthly 2.990% – 13.490% Fixed
60 Months Monthly 3.290% – 13.990% Fixed

Used Vehicle ($14k. MSRP) (model years 2013-2020)

Term Payment Description APR APR Type
72 Months Monthly 3.990% – 14.490% Fixed

Used Vehicle ($25k. MSRP) (model years 2013-2020)

Term Payment Description APR APR Type
84 Months Monthly 4.990% – 14.990% Fixed

Term Payment Description APR APR Type
24 Months Monthly 5.500% – 13.990% Fixed
36 Months Monthly 5.500% – 13.990% Fixed
48 Months Monthly 5.500% – 13.990% Fixed
60 Months Monthly 5.500% – 13.990% Fixed
72 Months Monthly 6.500% – 14.990% Fixed

Term Payment Description APR APR Type
36 Months Monthly 3.750% – 9.000% Fixed
48 Months Monthly 3.750% – 9.000% Fixed
60 Months Monthly 3.750% – 9.000% Fixed
72 Months (Min. $17K) Monthly 5.000% – 10.000% Fixed
84 Months (Min. $30K) Monthly 6.000% – 11.000% Fixed
120 Months (Min. $35K) Monthly 6.250% – 12.500% Fixed

Term Payment Description APR APR Type
24 Months Monthly 4.500% – 11.050% Fixed
36 Months Monthly 4.500% – 11.050% Fixed
48 Months Monthly 4.500% – 11.050% Fixed
60 Months Monthly 4.500% – 11.050% Fixed

Term Payment Description APR APR Type
72 Months (Min. $17K) Monthly 5.500% – 12.050% Fixed

Term Payment Description APR APR Type
84 Months (Min. $30K) Monthly 6.250% – 12.850% Fixed

Term Payment Description APR APR Type
120 Months (Min. $35K) Monthly 6.500% – 14.600% Fixed

Term Payment Description APR APR Type
Up To 60 Months Monthly 4.500% – 8.250% Fixed
72 Months Monthly 4.500% – 8.50% Fixed
84 Months Monthly 5.250% – 9.250% Fixed
120 Months Monthly 5.250% – 9.500% Fixed

Term Payment Description APR APR Type
36 Months Monthly 4.990% – 11.050% Fixed
48 Months Monthly 4.990% – 11.050% Fixed
60 Months Monthly 4.990% – 11.050% Fixed
72 Months Monthly 4.990% – 12.050% Fixed
84 Months Monthly 5.750% – 13.050% Fixed
120 Months Monthly 6.750% – 14.600% Fixed

Term Payment Description APR APR Type
60 Months Monthly 3.990% Fixed

Term Payment Description APR APR Type
36 Months Monthly 3.990% – 10.000% Fixed
48 Months Monthly 4.100% – 10.100% Fixed
60 Months Monthly 4.200% – 10.200% Fixed

Term Payment Description APR APR Type
36 Months Monthly 6.000% – 10.500% Fixed
48 Months Monthly 6.250% – 11.250% Fixed
60 Months Monthly 6.750% – 13.250% Fixed

Term Payment Description APR APR Type
36 Months Monthly 6.000% – 10.500% Fixed
48 Months Monthly 6.250% – 11.250% Fixed
60 Months Monthly 6.750% – 13.250% Fixed

Term Payment Description APR APR Type
24 Months And Under Monthly 9.000% – 14.500% Fixed
36 Months Monthly 9.000% – 14.500% Fixed
48 Months Monthly 9.250% – 14.750% Fixed
60 Months Monthly 9.500% – 15.000% Fixed

Term Payment Description APR APR Type
Up To 6 Months Monthly 25.000% Fixed

Members should call the credit union to verify rates.
Other loans and rates are available, contact the Credit Union for more information.

Certificates

Rates as of May 22, 2020

Term Dividend Rates (APR) APY Maximum APR with Bump Up (.250% total)
6 Months .150% .150% .400%
12 Months .400% .400% .650%
18 Months .400% .400% .650%
24 Months .750% .750% 1.000%
36 Months 1.000% 1.000% 1.250%

NOTE: Early withdrawal from certificates will be subject to a 90 day dividend penalty. Members should call the credit union to verify rates. Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

Savings / Shared Rates

Rates as of May 22, 2020

Term Dividend Rates APY
N/A .100% .100%

Term Dividend Rates APY
N/A .200% .200%

Term Dividend Rates APY
N/A .200% .200%

Members should call the credit union to verify rates. Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

IRAs

Rates as of May 22, 2020

Term Dividend Rates (APR) APY Maximum APR with Bump Up (.250% total)
12 Months .400% .400% .650%
18 Months .400% .400% .650%
24 Months .750% .750% 1.000%
36 Months 1.000% 1.000% 1.250%

Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

All rates and terms are subject to change. Contact us for the most current information at 904-387-5660.

CONTACT US

Phone: (229) 436-0869
Fax: (229) 888-3828
Email: services@artesianfcu.org

Main Office
100 Flint Avenue | Map It
Albany, GA 31701

ATM Cards
Lost/Stolen: (800) 500-1044

ARTE, 24 Hour Audio Response
Phone: (229) 436-9161

Lost/Stolen Credit/Debit Card
Phone: (229) 436-0869
Fax: (229) 888-3828

Branch Hours
Mon - Tues: 8:30 a.m. - 4:30 p.m.
Wed: 8:30 a.m. - 1:00 p.m.
Thurs: 8:30 a.m. - 4:30 p.m.
Fri: 8:30 a.m. - 5:00 p.m.
Sat - Sun: Closed

Testimonials

It’s a small, family type atmosphere that I really like.

I've been a member for decades and they've always been there when I needed them. It's a small, family type atmosphere that I really like.

Ima Stuckhere

Artesian City FCU
5
2020-07-28T17:36:26-04:00

Ima Stuckhere

I've been a member for decades and they've always been there when I needed them. It's a small, family type atmosphere that I really like.

Excellent Staff!

Excellent service, Excellent Staff!

Chekeythla Harris-Streeter

Artesian City FCU
5
2021-08-12T19:26:52-04:00

Chekeythla Harris-Streeter

Excellent service, Excellent Staff!

Very nice staff

Very nice staff..They know each customer by name....love it

Ashley Royster

Artesian City FCU
5
2021-08-12T19:26:21-04:00

Ashley Royster

Very nice staff..They know each customer by name....love it

Thanks Artesian for treating my wife great after all these years!

My wife is a member of Artesian and she's been them for 25 years and never had a problem with them, and as for me I like them myself, so if you want to do business with them I suggest that you go by there and give them a try you might join them, Thanks Artesian for treating my wife great after all these years Thank You.

Arthaniel King

Artesian City FCU
5
2020-07-28T17:39:03-04:00

Arthaniel King

My wife is a member of Artesian and she's been them for 25 years and never had a problem with them, and as for me I like them myself, so if you want to do business with them I suggest that you go by there and give them a try you might join them, Thanks Artesian for treating my wife great after all these years Thank You.

Always friendly and helpful.

Always friendly and helpful. Enjoy doing business with Artesian. Have been banking with them since 1990.

Sandy LeMay

Artesian City FCU
5
2020-07-28T17:38:34-04:00

Sandy LeMay

Always friendly and helpful. Enjoy doing business with Artesian. Have been banking with them since 1990.
5
5
Artesian City FCU

Get in touch with us today!